Looking for financial assistance?
Borrow from $300 to $3000.
Get loans in Montreal and throughout Canada.

Guaranteed Security
Concerned about privacy and personal information? At My Next Pay, rest assured with our 100% safe and secure system. Our online loan application employs the latest tools to maintain the confidentiality of your information at all times.

No Credit Check Needed
Worried about your credit history? No problem. Whether you’ve faced bankruptcy or credit card issues in the past, we approve requests without performing a credit check. Your credit score won’t stand in the way of getting the financial assistance you need.

Lightning-Fast Deposits
Experience the fastest deposit turnaround time ever! Within just 24 hours of submitting your request, you can expect to receive your funds via Interac e-Transfer. Our streamlined application process ensures quick approval and resolution of your financial needs.
ABOUT OUR COMPANY
Navigating Your Financial Success
Micro-loans.ca is a financial lending company founded 12 years ago by individuals who understand the struggles of managing finances firsthand. Committed to easing the burden of financial strain, we provide hassle-free solutions tailored to your needs.
Endorsed by the Office of Consumer Protection, our loans come with a 100% guarantee, devoid of upfront fees. With a mission to liberate individuals from debt, we aim to lead Canada’s cash advance market by offering efficient, low-interest loans.
Real People, Real Solutions
Canada's Nr. 1 Market Leader
Quick approval on cash advances
Guided by ethics, respect, and fairness.
Guaranteed Security
3-Step simple application process
With over 12 years in the industry, we bring seasoned expertise to every interaction.
Explore Our Services

Online Cash Advance
File your application online and receive funds within 24 hours. Skip the lines and delays.

Fast Money Loan
Facing an urgent expense? Obtain a loan in the blink of an eye.

Rebuild Your Credit
Restore your credit rating with a secured credit card.

No Credit Check Loan
Your financial history shouldn’t hinder your present. Get the assistance you need without a credit check.

Debt Consolidation
Simplify your finances by consolidating debts into a single monthly loan.

Bad Credit Loan
Even with a less-than-perfect credit rating, you can borrow money to settle bills and avoid penalties.
WHY CHOOSE US
Swift loan processing: Instant approval, immediate relief
Securing your loan with us is a breeze. Start by submitting your documents, and we’ll take care of the rest, ensuring they’re swiftly processed by our trusted partners. Once approved, we’ll send over the contract for your convenience. And in no time, your funds will be on their way to you, hassle-free. Rest assured, our streamlined process is designed with your peace of mind in mind. Trust us to make your financial journey smoother than ever.
- Approval Rate 94%
- Happy Clients 95%
1
Share Your Information
Complete our online application form to kickstart the process. Your details will be securely transmitted to our trusted associates, who will swiftly review and approve your loan request.
2
Seal the Deal
Upon approval, you’ll receive the contract promptly. Take a moment to review and sign it, then send it back to us. It’s as simple as that.
3
Enjoy Your Funds
Sit back and relax as your approved funds are seamlessly transferred to your bank account. No hassle, no delay—just the financial assistance you need, when you need it.
Canadian Loan Experts
Seeking fast money loans and cash advances in Canada?
Struggling with financial challenges or grappling with a poor credit history in Canada? Yearning for a second chance to rebuild your credit? Facing unexpected expenses with your next payday still a while away, necessitating a payday loan?
We’re here to guide you through the entire process
Reach out to our dedicated customer service representatives during business hours for swift online credit assistance! We’re here to guide you through the entire process, offering a range of short-term loan services tailored to alleviate your financial burdens. From payday advances and payday loans to quick loans, cash advances, and debt consolidations, we’ve got you covered. Rest assured, your funds will be promptly deposited into your bank account to provide the relief you need, when you need it.
Loans up to $3000
Easy Application
No documents required
No credit check required
